http://www.studentcardpick.com/student/student-card/student-credit-card/free-student-credit-card/ Is the term free student credit card false advertisement? en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 What is a free student credit card? A free student credit card sounds like a good thing, but in fact it is a redundancy -- like ATM machine -- that sounds pretty and promising, but in the end it zaps your pockets and beats your credit to death before it even has time to flourish. The promise of a free student credit card is used to draw young people into the trap of giving them "free money;" money they don't think about paying back until it's too late. As a student, you're expected to make a lot of dumb mistakes, mistakes with consequences you learn from. If you're not careful, you can make one of the worst mistakes -- destroying your credit. You want to choose and use your credit card wisely. You want to find a student credit card that won't look to make you bankrupt. Stay away from anything that says free student credit cards. A free student credit card may initially be free, but may accumulate hidden charges. Unless you are familiar with the card and its policies, go with a card that is well-know with a good reputation. You also want to choose a low apr credit card for student and a low interest student credit card. This way if you fall behind on payments there isn't a big hole to dig yourself out of. Get a student card that fits you and and your needs. You can obtain your student credit card application online. There are lots of special student credit card offers that are designed for the broke college student who needs to spend. Just remember, credit is a loan, not a gift. It can be taken away as quickly as it is given. Sat, 26 Jul 2008 15:00:00 EDT